Bharat Krishnamurthy
Bharat Krishnamurthy is a technology executive with over two decades of experience building engineering organizations across financial services, insurance, and enterprise infrastructure. He is Chief Technology Officer at Impact Analytics.
He previously held the same role at Yubi, where he built BankingOS, a unified lending platform that processes 200,000 loan applications a day for 60+ banks and 150+ fintechs across India, MENA, Southeast Asia, and the USA, from scratch. At Yubi, he led 150 engineers and program managers and introduced AI-driven development that cut engineering costs by 50%.
Earlier, he led engineering for Paytm’s insurance and wealth businesses, scaling Paytm Money to 7 million monthly active users and building the general insurance technology stack from zero. As CTO of Exide Life Insurance, he transitioned technology from vendor dependence to a 220-person in-house team and helped more than double assets under management, from ₹7,000 Cr to ₹15,000 Cr, in 18 months.
His early career includes more than seven years at IBM Research, where he worked on distributed systems and autonomic computing. While there, he also served as an architect for Airtel. While pursuing his master’s at the University of New Mexico, he was part of the Scalable Systems Lab, where he worked on boosting network performance in large-scale Linux clusters.
He has published in peer-reviewed conferences and journals and holds multiple patents.
Bharat Krishnamurthy
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Trusted by Leading Companies
In our clients’ own words
“This partnership allows us to eliminate repetitive, low-value tasks so our merchandisers can focus on understanding what is truly happening in our brand and make quicker, higher-quality decisions to get the right products in the right places for our customers.”
“We landed on Impact Analytics for 3 core reasons: culture, technology, and an intuitive interface that was easy to adopt.”
“Our planners immediately recognized that Impact Analytics understood the realities of retail planning at scale. The opportunity to move from spreadsheet-driven, line-by-line planning to an exceptions-management model is a significant step forward.”
